How Our Terms Apply to Your Account
When you open an account on hoqtoto, you enter into a direct agreement with us covering how your information is stored, how your wallet activity is recorded, and what happens if your access is suspended. We log deposit and withdrawal transactions made through DANA, OVO, and
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GoPay as part of standard account verification — this data is held on secure servers and is not shared with third parties outside of legally required disclosures. Your account is tied to the mobile number or email you registered with; if you need to update either,
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contact support before your next deposit. We do not retain full wallet credentials — only a masked reference used for matching your transactions. Content on this platform is available where local law permits, and we actively block access from regions where it does not. Any dispute
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about account balances or transaction records should be submitted in writing through our support channel within 30 days of the event. We keep transaction logs for the period required under applicable data retention standards, and you can request a summary of your account activity at any
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time.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.